I got a gift certificate for a store that recently went out of business. Can I ask my credit card to refund? -

I received the gift certificate as a present from a friend but the spa closed down recently but it s a pretty significant amount. Is it possible to get the money refunded by the credit card company that she purchased it from? I would hate to see that go to waste just because the vendor went out of business.I don t know if this matters but she bought it on a Visa card.

This also happened to me and the only thing that saved me was that it was also bought on a credit card. Contact them as soon as you can as I think there is a limited time period to do something.

What are the charges for sending a late payment to Avon? -

My current brochure is campaign 18, i received the items, invoice etc, but 3 packs fo brochures missing, which i have told them about.The invoice said 13 days from invoice date 25 November 09, but i only received the items on the 30th November 09, so i assume the payment due date is the 8th December 09, surely they can t expect me to collect all the money within 1 week from about 100 houses.Has anyone had charges or knows how much the charges are?Thanks

When you are late paying AVON there is a 5.00 late charge. You will also be put on credit hold when you turn in your next campaign order if you still have not paid. I would contact customer service and explain your predicament. I am sure they will be able to help you.

Renting retail space...slumlord!? -

I have rented my photography studio space from a man for about 3 years. It was a gross building when i rented it, but after putting about 5K into it, it s a nice place. I was not compensated in any way for these improvements, which is okay because I didn t ask for compensation. Last week the ceiling started leaking brown nasty water onto my backgrounds. It ruined one of them and damaged another. There is water damage on the floor and to the ceiling. (there are apartments up above). Also, the bathroom is growning black mold in the walls and now OUTSIDE the walls because something is going on with the pipes in there also. The smell is so overwhelming that you can t stand to use the restroom. My husband called the landlord to inform him of these issues and he told us... if you don t like it, you can get the f- - k out. He accused me of throwing pop around to create these stains and stated that he doesn t see a problem. Ooooookay. Here is the problem. My studio is in a town of about 1000 people, there IS nowhere else for me to go with my studio. It s either shut down or do something about the jacka- - I rent from. What are my legal options. I live in Iowa.

You have to put it in writing. Send your landlord a letter (NOT email) stating the problems and that you expect to have them fixed within a reasonable amount of time (which is up to a month). Keep a copy of this letter for legal purposes. If he does not respond within 30 days, go down to your town hall or city hall or wherever the city administration building is, and find the suitable office to complain to. It s against the law for your landlord to not fix something that s causing private nuisance and is so bad that it s against health code and building code. If not, take it to court. Most commercial tenancy cases in court do not require lawyers of any kind, just a small $100 or so processing fee for court. You will get to present your case, slumlord will be required to appear, etc. Be sure to have pictures to show the court. He is legally liable and responsible for the structural upkeep of the place and to ensure that it doesn t affect health code.

Do i need good grades to get a workers permit? -

do i need to have at least a c-

No you don t need it. But some employers like to see students report cards to make sure that work isn t interfering with school. And your parents could make you cut back on your hours if your grades start slipping.

yes, you need to be able to maintain your grades and pass all of your classes or your employer will cut the amount of hour you work.

NO. They ll give you one either way.

No, but it helps A LOT. for minors it s almost a must i m sure.

Creative Ideas On How to Make Some Money? -

I m a college student and I have found it nearly impossible to get any sort of employment. My bank account is nearly empty because I can t find any ways to make any money. I thought i d post this and see if we could find some creative ideas on how to make some spending money and such. Go for it.

1. Step 1 Write effectively for eHow.com. This one may seem obvious, but take a closer look at the previous sentence - there s an emphasis on effectively. If you make the effort to learn from the eHow experiences of experts you ll save yourself a tremendous amount of time and dramatically increase your earnings. 2. Step 2 Design t-shirts. CafePress is a company that will allow you to submit t-shirt designs (funny phrases, pictures, etc.) at no cost to you and if a t-shirt design of yours sells you ll receive a portion of that sale. A perfect no overhead business for creative people. (A link to this website is provided in the Resources Section.) 3. Step 3 Blog about something that interests you. This is completely free and can be both a work at home revenue stream and a fun creative outlet or way to keep in touch with friends. Setting up a blog is extremely easy today. If you can manage an email account (or an eHow.com account) then you can manage a Blogger (Google s blog service) account. Once your blog is up and running apply for Google AdSense to monetize your blog without having to sell a product. 4. Step 4 Sell tickets. Reselling tickets for sporting events and concerts can be a fun and profitable business that you can run out of your house. Thanks to websites like Stubhub.com and eBay you can now sell tickets for events all over the country. Visit PresaleToday.com to find out in advance when popular events are taking place and also find valuable presale passwords for free. 5. Step 5 Sell books. Amazon.com is a great place to sell used books that you already have at your house, find at a yard sale, or find any number of other ways. When I was a college student I found that professors had tremendous amounts of unused textbooks that were free for the taking. Redistributing books online is a great way to share knowledge in a way that s most affordable for the purchaser and profitable for the seller. 6. Step 6 Sell your photos. Visit Big Stock Photo where you submit photos (or artwork) for other people to buy/download. When your pictures are purchased you split a portion of the sale with Big Stock Photo. You can make between 50 cents and $3.00 per download.

easy paypal moneymake money web advertisinghttp://whatsfreeinadvertising.com/

think about the skills you have now and try to do sideline work. look at whos hiring near campus.

You could try a completely free home based online business.

How go about owning a quot;namequot;? -

I would like to own a character name that I made up myself. How would I go about it? Is it like owning a business name?

You cannot own a name like Bob, Bill, John, and other common worldwide names and real names.You can do a copyright off a novel if the name is the title, but it ll be limited.best right is trademark when you own a business.But that only protects you from business infligment of name, not the use itself because freedom of information act covers some people from using other people s work, ideas, invention, etc.So in short, you can never fully own something.Just like wal-mart. There s many DBAs that rip that name, but change it a bit to avoid inflingement.

Is B. Pharma or D. Pharma required to open a medical shop? -

I want to open a medical store but don t have any phormacy degree or diploma. How to initiate the things to open the store? I belong to a block area in chhattisgarh, it is not a big city.Please anyone provide me the details about loans, approval from various authority, collaboration from any pharmacy license holder etc.

Atleast DPharma is must,some ppl also open stores on other s names using their Dparma certificates and license and pay monthly charges for it , but it is illegal

yes the D.ph. is required for open a chemist shop, there some peoples opened a pharma shop without thuis, but its under table ?get the licence on any relation dr. is there you get it.

b pharma is enough

How do i tell ebay that i am going to be away for a few days? i have items for sale thats all.? -

go into your ebay and revise your items, just add at the bottom in capital letters that your away until such and such a date and will sort any winning items when ur back

If an auction ends while you re away find an Internet cafe and tell the winner you ll email him in a few days.

Notify bidders in the listing.

Delete your account.

Having an online business? -

Hello as we all know times are hard and i need some extra income and was wondering if someone would be so kind to share the wealth i am thinking about selling something not sure what yet on like ebay anyone have any idea what i could sell or know of another website kind a like ebay where i can make a profit....i hope that made sense

You can sell like old antiques you have... or gently used baby stuff and toys.... or you can make stuff if your creative.... there s a site called cafepress.com where you can design pictures, logos, anything, and put them on anything! (Like shirts, mugs, hats, etc...) its really fun, and you can open up your own shop...!

Stick with eBay - they are the best and most organized. Look for drop ship companies and they you are only doing the advertising. Or look around your town and see if there are any manufacturers that would sell to you at wholesale prices. Watch your fees with eBay, be sure to include them in your expenses - they will creep up.

Ok,Im doing a online business,so i like to share my business with you,,if u like to sell products you can sell own products...then you can earn some extra money.if you interested,fired,let me know ill help you..this is my website http://tbandara1.qhealthbeauty.com/more information email me - tharaka922@yahoo.com