There are small businesses and then there are micro businesses. A small business has about 40 employees. A micro business is more like the mom and pop store. I m not sure which one those you re referencing. Usually a small business will provide health insurance, although they don t HAVE to, and it s usually not great. (Expecting an employer to provide it is a flawed system.)In most cases, this insurance is expensive or has huge deductibles. My friend works for a small business where she has to come up with 10,000 out of pocket before the her small business health insurance pays a penny. No meds, no preventive, no doctor visits until you reach and pay that $10,000.In a micro business, it s run by mostly family, with only maybe 4 outsiders, tops. I knew a store, big for my area, but he staffed with only family. (he had a huge one.) Micro businesses usually hire other micro businesses, (freelance accountants, web designers, copywriters, etc) instead of having them on staff. The hours are sporadic, it s true. Micros don t give health insurance or any other benefit. They can t afford it. It s all they can do to stay afloat themselves. I live in area that has Kmart, Wal-Mart, home depot and maybe 10 chain restaurants. If you don t work for one of them, (or the government) you work for small or micro businesses. I ve worked for both micro and small business almost all my life. I have to buy my own health insurance, and it s expensive. In the past, I have taken jobs I ve hated just for the insurance. I once gave up a job I really enjoyed because I just couldn t afford to keep it. (micro business.)I blame the economy for killing them both.
Well, small business is a very vague term. It covers brand new companies with zero revenue as well as 10 year old companies with multi-million dollar annual sales. Fact is, MOST jobs in America are within small businesses. No one can say what is or isn t a good job; one man s trash is another man s treasure, but even if you have a job with an extremely small company and no benefits, you now have the opportunity to grow with the company and become the department head of a National Company as it expends. I would say that is a GREAT job.Obama has killed some small businesses because of his far left policy s but even conservatives must understand that the economy and not having people to spend money is what s mostly hurting us. The absolutely best companies to work for (safest) are larger, small businesses. Big Corporations have a ton of overhead and downsize during hard times to save cash flow; very small companies do not have the reserve cash necessary to hold over through the hard times. The medium sized companies have low overhead and plenty of cash reserves and when run properly, they actually expand and eat up market share during the tough times. This provides the most security you re going to get.
