What right do the banks have to decide my future? -

I have been successfully running my own business now (sole trader) for a year. I have been lucky enough to do it without borrowing money or overdrawing my bank account. Recently they discovered that I have been using my current account as a business account. As I am a sole trader there is very little money going in there for materials etc. It is pretty much my money and the tax I am saving. Anyway my bank manager told me It is LAW that I have a business account and mustnt use my current account for such transactions. So I agreed and asked them to open a business account for me. After sitting there for half an hour or so, they finally told me it was DECLINED. When I asked why, he said he was unable to give me a reason as it was all decided by the computer. I feel like the bank is telling me they dont want me to run a business.Anyway since then I have discovered it is NOT law that I have a business acoount and that I only have to be able to say what is business and what is not.This is so unfair, what other options do I have? At the moment Im trying other banks but Im waiting for a reply.I think of all the businesses they have refused to help during the recession which have gone out of business (1 in particular had full order books) Who the Hell do they think they are?

That s an easy one, take your business (current account) elsewhere and open up a business account with the new bank.If you don t like the decision the bank has made then you can take it to the banking ombundsman but ultimately it is the banks decision (a case of their house, their rules).The only reason the banks insist on separate accounts is so they can charge you more.The believe that business accounts generate more work for them (amount of transactions) and therefore bang you with more charges.If you read the terms and conditions of your current account there is probably something in there which says you can t use it as a business account.Just take your business elsewhere.

If they told you that you had to have a business account and you didn t you could take action. The fact that you have now had a bank account declined actually means they will have affected your credit rating.I suggest you do some solid research into what you do and don t need to do so that you are prepared with the facts.

What are the only businesses still operating in the United States? -

That s easy; Garage,yard,rummage sales, Professional Athletes, Brewery s,Tattoo parlors and the oldest profession in the country; Prostitution s.

A fresh perspective: What should we name our store? -

My friend and I want to open a small relaxing tea parlor that also sells, organic/fair-trade bulk herbs, hand made soaps, lotions, fizzy bath bombs, massage oil, candles, local art, etc. However we can t decide on a name. We want something short, sweet, and possibly herb related. I should also mention that we are trying to stay away from names with Tea Just because we -may- start off only selling soaps and other bath products. It also depends on the location where we open and if it has a kitchen with a three pot sink for cup sanitation, etc. etc.Anyone have any suggestions?

The Parlor : Then your open to sell anything and it s easy to say... Hey, meet me at The Parlor at noon!

I need a tag line for a business? -

My business is gardening. we specialize in gardening and maintenance. I tried to think of a tag line but didn t like them. Help?

Bloom and Groom

what city are you in? is there a major college in your area? A pro football team? all of these mascot names will need to be in any successful small business if you can key into business for one reason alone look how many fans fill the stadium each and every weekend use the name that seems to be God given! If I were in San Diego I would call my company Mission or Charger anything or in Minnesota the land of the lakes landscape and maintenance or Viking Yard services in illinois why not the land of Lincoln yard services. understand? use the surrounding dollars being spent on entertainment in how you name your company and then with a good name we can think of a jingle or a great tag line like no rough too tuff The Greens Keepers

MAINTENANCE AND GARDENING- IT S ALL HEREGardening and Maintenance- we re here to helpOr maybe since it s garden themed, you could have a little gnome saying I GNOME you ll love our gardening and maintenance. i really hope this helpsss:)x3

let us sow the seeds so you can reap the benefits.trust us, to make your garden bloom

Gardenia.

Your green thumb

What are some good street teaming websites? -

i want to stream team.like, give out flyers and stickers and stuff , to promote a band or something.any good websites where i can do that?I live in australia :)

then go n live in china first because there u have more options for this **** :)

I would like to write a Business letter, but I dont know how to do? -

I ve started a small business and I would like to write the best letter to the first costumer offering the service house cleaning service. Please this is really very important for us. I need some example about it.

Searching with the phrase welcome letter new customer led me to the following sample letters welcoming new customers. I hope that s what you re looking for.

I think you mean customers.There are lots of free downloads available on the internet.

How do I start gardening in SIMS3 mobile? And how do I get a promotion? -

Please tell me. Ten points for the best working answer.

idk how to garden but ill tell you how to get a promotion you have to increase the stats in what job ur doing if like you are musician u have to play the guitar in the game alot to get better and then when u work u get a promotion faster