I own a small business, so even if the banks give me a nice big loan? -

How can I just go ahead and hire more employees without more customers? I think Obama is missing the point. You could loan me a million dollars or two million dollars and I would not hire anybody until I get more customers! If I hire more people, even with a big loan, it would just put me in debt. What the heck?

You need a plan.Part of the loan money would go to a advertising campaign for your shop. As that was working, you would order inventory (takes a while to get there).And I would be training people, so you had experienced staff on hand to sell the just arrived merchandise to the customer driven to your store by the advertising you did.That would be my plan.