As to which loan is better.... 90% of banks will only give loans to you after you have been in business for at least 1 year. Because of the market crash, it is a good time to get a loan against your home, with the interest as low as it is. You want to make sure it is a fixed rate (with the very low rates they are now) and not a variable rate (the economy will recover rates will go up again).My question is why the $15,000? This seems rather high for a start-up cost. Are you going to have a staff of people doing it? WIth 9 years, you should already have the contacts just need the equipment. Get this price down by at least 1/3 and get a secured loan for 10k (not an open line of credit).
You may consider an alternative to a business loan called a business cash advance. This is a working capital product, mainly, and requires that your business is up and running already, in most cases. But, if you can scrap the money together enough to get going, and then get a cash advance later on to pay it off partially or fully, that may work. Also, one twist would be that typically these business cash advances require that your company is not home based.
Recenlty my friend got home loan of 500000$ for 25 years on 1.5% which should be paid annually my friend doesnt have good credit his credit score is below 500 but still he got loan.I asked him how you got ?He told me while i was searching on internet for Home loan with Bad credit he found a site which contains about 8 links for bad credit so i checked all of them one by one . go to Dixiloan.com Home loan Note each link contain different interest rates and repayment period.Take CareBye!
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