Bank loan in india for acquiring land and starting up a business.loan amount upto 30-40 lakhs indian rupee.? -

i am looking to set up a business for which i would require land and set up the relevant machinery.for this purpose i would require an amount of 30-40 lakhsINR.my yearly income is 12 lakhs INR.the business which i am planning is i have no past experience in it.any ideas as to from where i can source the money required from bank or any goverment dept.which can help me with it.thnx in advance.

You will need collateral of at least 12 million to obtain that kind of loan from bank.