Monday, April 27, 2009

How do I go about getting a small bus loan for a start up bakery business, with no start up money on my own? -

I am a single Mom, looking to start up a baker business. My personal credit is not that great, and no start up cash avail. But great community needs a bakery. The profit would be great on this business. Are there grants or loans that can help?

Convex gave you some great advice.Assuming you have a business plan in place with one,three, and five year projections and some sort of financial goals, you may have a shot at something. I would stay away from credit cards, and banks. Try for smaller loans from family and friends and thier friends.Keep good records and pay them back as fast as you can.Take a look at Prosper.com and similar sites.

In this economy with not great credit? Not likely. But not impossible. First you need a formal business plan. Call your local code enforcement officer and find out what permits are needed and their cost. Would you need to appear before any planning or zoning boards? What would you need for insurances and that cost. What about location where would a good location for your bakery be and what would that cost. There is a lot of leg work to do. The more you have the answers to these and a lot of others the better idea you would have of what kind of money you would need. The more of these questions you can answer definitively the easier it would be to get someone to loan to you.

This is Company(SKY LOAN AGENCY) is set up and registerd by the Central Bank Of Nigeria West Africa to provide to the world an opportunity to get of their bad credit card situation.It is a helping hand to business men , students ,workers and co-orporative organisations.If you are in need of any financial assistant , or would want to borrow money for any project ,SKY LOAN AGENCY (S.L.A) is here to help you.We offer all sought of loan , short and long term loans are being offered by our institution, can be amortized for the period 10-30 years at the interest rate of 3% only.Our Services include :1.) Selling and Buying of Stocks,2.) Insurance of Landed properties,3.)Buying and Selling Of Currency,4.) Offer Of Loans Such As :* Student loan* Business loan* Auto loan* Private/Public Loan* Mortgage Loan , and much more.If you are interested in obtaining a loan from this institution kindly get back to us with the information below :Regards, Dr. Mrs Feilicia Ibori (Director),SKY LOAN AGENCY (S.L.A) Email: feliciawinnans@yahoo.com#4B254-7/648-9,2nd Floor, peters II,Federal secretariat Complex,Mahu Waffi Way , Abuja.Tel : +234-80-620863-3862

How do i get an online job that requires no money to start? -

We can t answer this, we have no idea what yo our skills and education are.If you want a real job apply at real companies that have real openings for your profession. Explain in your cover letter that you want to work at your home office.

Sell your junk on ebay. Other than that, you are begging to be scammed.

Ebay....

How to obtain a trading liesence? -

My wife does export. Here is some basic information to start you off.(1) Do Your Products Require Export LicensesOur online tool makes it quick and easy to check all your products.www.ExportCompliance.com(2) Inport/Export LicenseFind and Compare prices on import export license at Smarter.com.www.smarter.comBusiness License InformationBusiness Licensing is mandatory. Get Licensed Today call 877-817-5551.small-business-license.comI hope this helps you. Use some key words, and check Yahoo.You need to find out about some topic laws:(A) Gutierrez Says U.S. Developing New Export Rules for China EXPORT RULES TO CHINA ... U.S. exports to China are up 35 percent and we ... dual-use exports for appropriate civilian uses while denying China access to ...commerce.gov/.../December/05_Gutierre�� (B) China : New rules for EU exports chinadaily ... New rules for EU exports. By Liu Baijia (China Daily) Updated: 2007-10-18 09:42 ... EU, China agree to end textile quotas. EU rule looms for exporters ...www.chinadaily.com.cn/bizchina/2007-1�� -(C) China s Laws, Standards, and Customs Regulations Rules for Pre-Payment on Goods Being Imported into China (China State ... Export Requirements for Beef, Poultry and Lamb (USDA) ...www.export.gov/china/exporting_to_chi�� (D) China s Import and Customs Regulations Customs Valuations Rules in China (US Foreign Agricultural Service) ... Measures on Classification of Import Export Goods (Chinese Government site) ...www.export.gov/china/exporting_to_chi�� (E) Australia sets ground rules over uranium exports to China Australian and Chinese officials will begin talks in Canberra tomorrow to establish strict rules for exporting Australian uranium to China The Federal Government ...www.abc.net.au/pm/content/2006/s15495�� I hope this gets you going in the right direction

Has anyone tried SMC? -

Has anyone tried the SMC work @ home program? Did it work at all?

Do a search on Ripoffreport.comYou won t have enough time to read all of the complaints.

My best friend actually works with SMC, and he likes it so far. It s not as easy as the they make it sound, but you still can make money with it. You do have to be able to talk to and appraoch people, and you can make a living off of it. It works the same way as avon or mary kay does. despite people thinking this isnt a legit company or whatever, it really is. If you don t think this is a good idea then you should also derive from buying from avon or mary kay.

Basically what SMC is is that you sell merchandise / products at a higher price that you bought them for. You can do that yourself without going through a middleman such as SMC. You can sell your products on Ebay and pay less money (for Ebay fees) than if you were to choose the SMC program.Like the other person who replied has said do some checking around about SMC and you will find that they have a lot of complaints against them!

How to start a business, reatail store..? -

My best friend is thinking of starting his own retail store in Sydney.He is going to sell hip hop clothing, sneakers etc.Is there a course he can take to learn all the basics of starting a business?Is there any advice you can give?Its only going to be a small store he will have one full time worker, plus himself and someone who works weekends. Obviously some one will have to do the accounts once a week or so..

Look for the book In Business For Yourself by Bruce Williams. It is a good introductory guide to starting your own company. There are several books on the subject, but for beginners, this is one of the best.Talk to your local Small Business Administration, or Ministry of Economic Development, or your local Chamber of Commerce for advice on getting started.Good luck.

It s a lot of work, you say one full time worker and someone to work weekends....expect to put in twice as much time as you have planned out already. Hard work and determination.

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