I need to create a loan agreement. Where can I find one and are they legally binding? -

Hi there,My friend has asked me to loan him a fairly large sum of money to help him start a business. Even though I trust him to pay it back, I think I need to cover myself just in case and help to make it clear what the expectations are.What do I need to look for when creating a loan agreement? Should I write one myself or go through a lawyer? Can I even use an online service? I would appreciate some help!

If you are lending a large sum of money to a friend or even borrowing a large sum of money, I strongly recommend that you get a written loan agreement. As you have stated, it is very important to not only clarify what the expectations are, but also have something signed and in writing that can be enforced in case something goes wrong. What you should also consider is a loan agreement with security. What happens if your friends business goes under and he has no way of repaying you back? Security means that he provides you rights over his assets in the event that he cannot pay you back. In terms of how you write your loan agreement, you can either go through a lawyer, which can be expensive, or go through a legal document website. Someone here has already mentioned www.easylegalonline.com which ironically is the site that I used for my loan agreement. I used the following document: http://www.easylegalonline.com.au/loans/loan-agreement-with-guarantee-and-security/ and it sounds like it would suit your needs as well. You can complete the document online just by filling in some forms and then you can view the results before purchasing. The final product is a downloadable word document which is professionally formatted and ready to sign. The site is run by Lawyers anyway, so in my opinion it is just as good as going to one and a lot cheaper. Anyway, have a look around, there are plenty of sites that sell them but as I said, their document worked for me and I would use them again. You can try writing your own loan agreement, but in my opinion, I would leave it to the professionals! Hope this information is useful.

Go to Legal Zoom. They have the following legal forms under Promissory note, which should fit your situation.Earnest Money Promissory Note An earnest promissory note can help you secure the purchase of a new home or property. Promissory Note (secured - amortized payments) Secure a loan with an amortized payment promissory note. LegalZoom.com s low-cost download can help you create the promissory note. Promissory Note (secured - demand) Get the money owed you with a secured promissory note demand. Promissory Note (secured - installment with balloon final payment) Secure a loan with an installment with final balloon payment promissory note. Promissory Note (secured - interest only with balloon final payment) Secure a loan with an interest only with final balloon payment promissory note. Promissory Note (secured - lump-sum payment) Secure a loan with a secured lump sum promissory note. Promissory Note (unsecured - amortized payments) Land a loan with an unsecured amortized payment promissory note. Promissory Note (unsecured - demand) Get the money owed you with a promissory note demand. Promissory Note (unsecured - installment w balloon final payment) Land a loan with an unsecured, installment with final balloon payment promissory note. Promissory Note (unsecured - interest only with balloon final payment) Land a loan with an unsecured, interest only with final balloon payment promissory note. Promissory Note (unsecured - lump-sum payment) Secure a loan with a lump-sum promissory note. Release of Promissory Note Create a release of promissory note to end your agreement definitively and avoid misunderstandings with help from LegalZoom.com

TESTIMONY TIME?? Congratulation am Mr William Scott i applied for a loan of $430,000 Usd from a loan firm when i was trying to complete a contract i had in Washington dc,so i write to this loan firm with out wasting time my loan was granted and it was giving to me immediately.please help me to thank them.his loan is a globa loan firm they can give you loan in any part of the world if what you ask of is completee........If you also need a loan you can write to them no matter the matter needed they will give it to you and they are so reliable.this is their Email Rv.davebrownloanfirm@yahoo.com

I am walliams smith, I needed a loan of $1,000,000USD to go back to my business, but it was so difficut to get the fund, i was discruage because i think it was the end of the road for me,five persons that made me promise fail me on still i was interoduce by some to the owner of ROBERT STEVE LOAN FIRM INTERNATIONAL (Mr. Robert Steve). if you are interested you can get to him thruogh this e-mail robersteve96@yahoo.com

Hello ,I saw your question and i have decided to give you a positive answer because to seek financial help online is usually very hard and risky when it come to search for loans, i was a victim of scam in search for a loan but at last I got a reliable lender. That gave me the loan of($55,000) that I was in desperate need of, for my collapsing business. Hence I decided that I will refer anybody I come across, to thisGod sent lender she is reliable and her terms are fair.You can reach her via her email address:(eliteloanfirm@live.com), Please tell her thatMrs Helena from Texas. ask you to come ok.God be with you

My name is Adam from SCOTLAND, George Rueben Loan Company is a legit company. I have been scam 4 times, until a friend of mine that has be favoured by the company gave me their e-mail address and phone numbers. I cantacted them for a loan of $70,000 USD. They send me a form which I filled and agreed to their terms and conditions and threafter the loan of $70,000 USD was deposited in my account. You can cantact them with this e-mail address, georgeruebenloancompany@yahoo.com

You need to have correct info if you want to make money with home based business . You can tried way that I use to create very good income every months. It works very well and It will work for you too. You can find more info here link below.

I use www.easylegalonline.com.au ..this is a great site and is cheap and easy to use and has several excellent loan agreements suitable for all matters..good luck!! john

The best place you can get a loan agreement and are legally binding please contact Macro-Lenders Incorporate @macrolender@yahoo.com

How to start home business? -

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The easiest way start your own own business is to become an independent distributor/representative/consultant marketing products for a company. If you take advantage of all of the training available from the company, your sponsor and from others in business and educate yourself as much as possible, you will have the chance to earn as you learn . Later, if you want to start something on your own you can take advantage of all of the on the job education you ve received.

Finding the right home business opportunity is a challenge. There are many people who have been searching for the right online opportunity but never really did find what they want. If you really want to find the best home based business internet work opportunity, you should do some research. A good source of info for online business are the entrepreneur magazines. You could subscribe to one or two types of them and learn about setting up an online business. They usually offer some very good insights when it comes to setting up your business. Another way for you to find the right home based internet business opportunity is to ask for referrals from friends and relatives. If you know someone who has an online business, they are one of your best sources of info. The good thing about asking for their advice is that they already have experience and could help you out or give you some tips on how to get started.If you don t know anyone who has an online business, you could join forums as well. There are online communities that discuss working from home and some are willing to share their knowledge. To find one of these, you can just simply launch a search by typing the keywords. In a matter of minutes, you can probably find several posts.I ve been working at home for over a year now. I knew absolutely nothing about it either but I stumbled upon something called Maverick Money Makers. I saw it online and on television, so I gave it a shot and it has worked nicely for me. It is very informative and basically walks you through everything step-by-step. It does cost to become a member and have access to all of this material but I m pretty sure there is a 90 day money back guarantee if you decided you weren t interested.

Are you considering starting a home based business or taking on the challenge of working from home? Being self employed can be risky prospect, with no guaranteed paycheck to rely upon week after week. But the unfortunate fact is that in the current shaky economic climate working for an employer no longer provides such guarantees either, and every day people across the country are finding themselves staring at an unexpected pink slip over their morning coffee.There are a myriad of opportunities available to those who want to work from home, whether they intend to do so fulltime, to replace perhaps a recently lost source of income, or on a part time basis to simply earn a little extra cash.Working from home is never as easy as some of those slick ads you see on TV and on the Internet can make it sound. Earn $1000 a day filling in surveys or Make $2,000 a day with Google while you sleep they promise. Neither of these are a realistic representation of what can be earned from home. Probably the only people making $2,000 a day from Google while they sleep are Larry Page and Sergey Brin, the guys who invented it.But on the other hand, Page and Brin are a great example of what hard work and perseverance can achieve for the self employed. What began as a college research project has become a multibillion dollar company that has changed the face of the Internet for good.Working from home, or building a business from your home office is not easy, and will never be without challenges. But with the right attitude, a little careful research and a great deal of hard work your dream of being your own boss and making a living doing so can become a reality.For information on legitimate home based businesses with true income potential for hard working people please visit www.vannillamoney.com a resource created by work at home professionals to guide others into the lucrative world of home based work of all kinds.

I m not exactly sure what you are looking for but I started working from home in May and absolutely love it! I work at home with a debt-free wellness company and a well established support team. The income potential is truly unlimited, completely based on how much effort you are willing to expend. There is no selling involved, no holding inventory or delivering of products. This is a great business to develop online. When you get started with this business, you will be provided a free website, free training, and a great support team! Please check out my web site for more information! I promise that you will not be sorry!

How does a small business checking affect my tax filing if at all? -

Hi, I have a small business, very small, I am a floral designer and event planner, I m only doing about 8-15 weddings a year rite now, will grow in the future. I am DBA and have my tax ID number. I am hoping to open a new checking account to keep these funds apart from normal household funds, just to keep track.If I open a small business account, does this affect how my taxes are filed? I live in Michigan if that helps.

the checking acct is irrelevant.Just make sure you claim all the income on a schedule C with your 1040

No idea about the specific query! I think you should talk to experts like http://www.thetaxclub.net/ . They can guide you in the right direction.

How can I use my eBay bucks? -

I am wondering because my mom wanted me to ask lol.

They are not available for use I beleive until January, per the terms. I understand it that they can be used to purchase anything on ebay!

Is work at home united a scam? -

If your gut tells you it s not for real - regardless of whether or it it actually is, walk the other way. Don t ever convince yourself or let someone else convince you something is good when you feel otherwise. I don t know anything about Work at Home United so I couldn t speak for that in particular.Also I want to address the people who answered that most work from home offers are scams. That s not true in the slightest. While there are people out there trying to get people s money, there are even more honest, ethical, and legitimate opportunities that you can be very successful at. It all comes down to doing your research and listening to your instincts.

Probably.Considering that there are almost no legit work at home jobs, it is probably a scam.Remember, if there is a fee, it is a SCAM!

Yes, all of those Data insert websites are scams. Haven t you heard about that huge scandal causing hundreds of people money? I tried it, it s all fake. Stick to searching for a job in person.

Most likely it is a scam.If they ask for money RUN.

More than likely.. 99.9% of them are

What is the best thing to sell on eBay? -

What is the best product that I can make the most amount of money out of?

It really depends on what type of buyer you are targeting. Selling things for kids is great, things for pets are too. There is a big market in craft supplies of all types and hobbyists too. There are a lot of used book sellers that I buy from too both for paper, audio and electronically downloads. Offer more then one way for people to buy: like credit cards, debit cards, paypal and echecks so more people will be able to get your products. Don t list store policies for paying that make you sound like an a$$hole or give them 24 hours to pay or they lose the item they won. That makes you sound like a control freak who doesn t trust anyone. When someone buys put a sales slip in the package with a thank you on it. When a person feels appreciated they come back for more. I have had bad luck buying electronics online and so have several people I know, so unless you have brand new items and the ability to guarantee them, that can be complicated. No matter what you sell, the products should appeal to a wide group of people so your customer base won t be locked down to one sort of buyer. If you just sell to people who collect one thing, you won t get lots of people to come in to look. The more the items appeal to buyers, the more wallets that will open with checks and credit cards. Hope this gives you an idea or two.