If a person has money but no collateral how do they secure a business loan? -

For example, I have $20,000 and I m trying to secure a business loan for $100,000. I don t have collateral ...can I put up my money against it, or do I purchase something worth $20,000, or how do I go about using my 20k to secure the other money I need?

You can use your $20k to secure a larger loan, but unless you have spotless credit and a long credit history, you probably won t be able to borrow $100k with only $20k as collateral. Talk to your banker and ask about keeping the $20k in a separate account called a compensating balance account.

Being a small business owner, you need to pay extra attention to management of financial resources. Since growth of your business somehow depends on its financial position, you should always be cautious about cash flaw within or outside your business. It is quite true that lack of finance can become a big problem in the way of the success of your small business. http://www.worldbestloans.com/businessloans.htmSince market is crowded with various business loan schemes, every small business owner can manage to get the desired amount without any problem. Therefore if you own a new and small business organization and financial shortfall is bothering you, then these loans can prove to be the best help for you.

Hello am stella maris from texas and I want to let you know is very hard getting a loan this days mostly when you have bad credit score and you know xmas is getting closer but I manage to secure a loan from an international lender last week. You can also obtain a loan from them by contacting them via email usman_corporateloanfirm@yahoo.com. Have a nice day.

Do candy machines ... (like the ones you put coins in and get a sticker, tattoo etc)... taxed from the GOV.? -

(like the ones you put coins in and get a sticker, tattoo etc)... taxed from the GOV.

Technically, yes, you are supposed to pay taxes for income received from these types of machines. On a more practical matter, it s very difficult for the government to enforce transactions that are purely cash. However, as a former auditor, here s what the IRS might do if they suspect that a vending machine operator is cheating.1. They ll examine bank deposits to find out if there is a lot of money being deposited that isn t being reported on your company s books.2. They ll examine your purchase history of items you stock in your vending machines. If they see that you purchase and go through much more inventory than your income records support, they may reach the conclusion that you re hiding cash.3. They ll take a look at your sources of income and see if it matches your lifestyle. If you regularly report a very low income but live in an exclusive neighborhood and drive an expensive car, they ll dig into your bank records to find out what s going on.One more thing - unlike the criminal justice system, in the tax court, the burden of proof is on the taxpayer. In other words, the IRS will make an assertion about your guilt, and they have no responsibility to prove that they re right - it s your responsibility to prove that they re wrong! This makes it really tough for a tax cheat to weasel out of paying their fair share of taxes.

I would imagine that the people and companies that rent those machines pay a tax to have them there and get a percentage of the money that they bring in. OR The people who own the machines may pay walmart or a mall to let them have them set up in their store in that case I would guess that the only taxes they pay is for the product in the machine.

Can you please give me a good name for my new FOOTWEAR shop? -

my shop is in karnataka...

Cinderella in a hand written fashion in black letter on a yellow board,

Karnataka, India?New York Shoes,,,,,, Indians buy everything that has the name new york in it...

Convenience. Easy Wear. Comforts. Step-In.

CHARAN SEVA.

Teen clothing store name idea? Anything?!? -

I m not exactly looking for a name but maybe just an idea?Something that will get my brain thinking?I guess a name would be okay too though.I just want your opinions on names you like.

GT (Guaranteed Tremendous)

Try something vintage. Like, White Collar. Or something that attracts customers and gets them thinking, hey! that store sounds cool. Let s check it out . Just be original, dont name it something like Hendersonie and Grinch (Sounds a lot like Abercrombie and Fitch LOL). Although, you can still use your last name. Like, let s say you are making this clothing store with a friend. Try your last names together. They might sound great! Just try it. Like, Davidson and Sanders . Idk, just be interesting! LOL. Good Luck!

Liplock

AdorePrentice DegreePenelopie?? not the best at this, sorry ??

Do something foreign. Me and my friends are doing Je T aime which means I love you in french.

Clothes for hoes

How do i start my own business without no degree in it? -

Can you please list any steps or tips that seems to work in this time. That will be great. Also feel free to include your experiences or someone you know experience in starting a business with no degree.Lastly, what seems to be the easiest type of business to run?Thanks in advance;)

you better do a lot of reading and research if you have never taken any business courses- a degree is not necessary to run a businessmost small business owners probably have no college at all - (Tony, the Pizza shop guy-college? I don t think so) - local community colleges or high school continuing ed programs have occasional how to start a business class - that will teach you some of the basics - there are tons of books and magazines out there - start reading - you have to find something that interests YOUif it s easy, it probably doesn t make much money because too many people will be doing it and that means less business for everyone doing that same business (like Amway)

Unfortunately the easiest is often a flooded market and nobody makes money then.You need to find a niche market and fill that. Go to your library and check for magazines called Entrepreneur, Inc. Magazine and one called Fast Company. They re magazines aimed at the small business owner.Online you can do searches for marketing articles and find a lot of good information.

Even If a place is not advertising that they are hiring, would they still hire me? -

Is it possible for a place to hire me even if they are don t say that they are hiring?

Yes

most jobs arent advertised...

What all does it take to open my own oil change business? -

Can I get any grants and How can I get the products for the shop?

Pay $900 to rent a shop in a local shopping center.Don t hire any employees until you see how successful you are.It is not too expensive. You would not even have to own a lift . Just dig a pit where you can stand under the cars.YOu will need lots of bottles of oil and a big bucket to drain the old oil. Not much more. You don t even need a cash register to get started.You can buy your products from a local store. Later, you can order directly from Valvoline and Castrol. Wait until you need large quantities.Introduce yourself to the local office of the US Dept of Environmental Quality. There are not too many restrictions on you. They worry that you won t dump the oil into the ground. You won t do that. You can prove it to them by providing receipts from the local recyclers.You can apply at City Hall for help. They have programs to help new businesses get started. They will give you lots of money if you will open in one of the undeveloped parts of the city. There are no grants.

You ll need a sizable nest egg of your own money. This isn t something you can do on a shoe string. Grants aren t a viable option.

Why does Craigslist say not to use Paypal? -

i was trying to sell a gaming account, and i read a notice they had on there saying something like, anyone who wants you to wire the money first is a scammer ... that s not true is it? i mean, it would be very handy if they wired me the money first, then i gave them the accounts user name and password etc

Craigslist is a safest using CASH and CARRY!The advantage is that you deal with people locally.The seller gets their CASH and the buyer gets to CARRY off the item after seeing it.Read every word and believe it. There are more scams than you re aware of that smarter people than you have fallen for. http://www.craigslist.org/about/scamsHere s a Tutorial about spoof emails and websites that will phish (google the word if it s unfamiliar) and steal money from your accounts.http://pages.ebay.com/education/spooftut��

How do I get a tax ID number in south carolina, i am trying to start my own business? -

Yes you can use the IRS site given above.. Or if you need to tal with some one.. look for your local State tax government (South carolina Department of Revenue ) .. they should have a local office in almost each town .. or you can go for www.sctax.orgGood luck with your business,, and have a great day ..

irs website http://www.irs.gov/businesses/small/article/0,,id=102767,00.html good luck with your business. I m starting a business also.

Iam a small investor i have 10000rupees i want to do intraday iam a beginner in share market? -

i am new to share market i dnt have much knowledge

Can you enumerate the measure concepts in basic and advanced Statistics ; If you can spend 90days and do a small assignments - I can help you UNDERSTAND and perhaps built a reasonably robust intra-day trading model. You will be required to provide with your bio-profile and do some good reading to start with, FYI-

hi nimmy, your answer has got me thinking!! i am also intersted in building a intraday trading model. pls guide me too. Amod. Report Abuse

you should not start the intraday but if you are beginers start with delivery based with A group companies . like reliance, tata steel etc

If you are a beginner keep away from the intraday trading.

goaway from stock market

New charitable organisation is coming soon i need advice for the Name...who could help me to get it?? -

.....the purpose is helping young people and mum and disavantage also.....who has so brilliant ideas for the name of this organisation....could be nice positive and easy to remaind.....Welcome good advisor and great points for the best answer!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!m�� thanks........and helppppppppppp

How about running a competition in your area through your local newspapers, or with local secondary schools/colleges etc to get all the locals to come up with a name.That way you get free PR in the local newspapers, school/college newsletters etc both announcing the competition in the first place and then announcing the winner, perhaps with a photo of you handing the competition winner their prize (which doesn t have to be expensive - how about an MP3 player for a tenner?) and if you get photographed with the winning name/logo being held up too then it gets it in front of people right from the start. then once they start to see your business up and running they will already be familiar with the logo/name etc and your business will have instant credibility.This is just an idea - adapt it at will!

How can i put vending machines up at businesses to which i have no affiliation? -

i want to buy a vending machine (like the ones that dispense skittles, nuts, etc. but i don t know where i could put it or how to approach businesses for their permission to do so.

More than likely you will have to contact the owner or the manager of the business and simply ask if you are able to put up a vending machine. If a manager is not willing to talk to you, then ask whom may talk to, sometimes you may have to contact the corporate office.

Can anybody send me business proposal of toy library with financial projections? -

its not necessary a toy library....it can be any unique business........its urgent...........plzzzzzzz

What a weird question

How one can setup a online store in india? -

how one can set up a online store in india and what would be the minimum capital requirement to start this?

you can start with less then 100,000 rs, you buy samples and put in your site and when you get orders, buy from wholesalers and fill your orders, very simple.