Mortgages for Guest Houses / Bamp;B / Small Hotels? -

I am working on realising my lifetime ambition to run a small guest house in the West Country. I currently work as a self employed business consultant for the licensed economy so could be based from anywhere in the UK to continue this. I have 2 houses with mortgages (equity of about ��80k) so although not a good time to sell, it is a good time to buy, being able to take advantage of lower prices and also to make sure that completion takes place before the start of the 2010 season. Does anyone have any advice on how to make this happen without finding 30% cash deposits?No offence - but if you do not have any experience or professional advice to offer please do not respond!

Hello PatI m not sure how you can make this happen without a 30% deposit. I ve just gone through my latest copy of Bed and Breakfast News, for which I write a regular column, but there are no adverts for ways to finance your guest house.As you ve been running a business, it s possibly worth talking to your bank business manager to find out the best way of doing this. They should be able to advise you on a business mortgage. We looked into this a few years ago when we were considering increasing our property portfolio.The other people to sound out about this are your local Business Link. They have a wealth of information on sources of finance other than the obvious choices.You may be able to use the equity from your properties as a deposit but that would mean remortgaging them as well.Make sure that you will have enough hours in the day to run your B B as well as your consultancy. From 0700 to 1200/1300, depending on the size of your guest house, you ll be tied up on the premises. Afternoons are split between cash and carry runs and guests checking in and, if you re lucky, you ll have the evenings off but you need to be available to take booking enquiries.Good luck!Rosemary

What is a route-bright employee and how can you become one? give examples? -

Is there a particular place you can find this info, thanks

Highly mobile managers that understand the most promising paths that will allow them to achieve their goals.

Are there any fun jobs that requires team work / partner? -

I am out of job currently, and looking for a job that something I can do. I have lost confidence over the course of years that fact I have not been able to maintain job due to anxiety disorder / panic attacks. I can not take stress too well, and I have really been depressed at home feeling helpless. But I need a job and thought of what I may be able to do.. I noticed that if I had a friend as my partner I work well. I help my friend s painting / contractor s work some time, and I feel relaxed and enjoy working with him. I still do that whenever he needs me, but he lives about 2 hrs drive each way distance, and do not get job everyday. I need something locally, and something / anything I can enjoy day to day basis. I need help. Please give me your expertise advice. And please do not send me fake / work from home business web site.

Most employers rely on team work today. It may not be the buddy-buddy sidekick kind of stuff you share with your friend, but if you take retail for instance, team associates rely on each other for backup, support, and assistance when needed. If you enjoy painting, why not look around to see if there s a contracting company local to you that shares similar contract work? Or if you have any other skills in home installations (tile, carpentry etc), you can see if there s any local contract work that would hire you for that.If there s any specific trades that you re interested in, you can try searching Yellow Books online web page to see if there s any company listings, and just call each one you re interested in to see if they re hiring, and if so, how you may apply or set up an interview.

I used to work at a rent-a-car place. My job was to drive cars between locations with a partner driving another car to bring me back. I thought it was pretty fun... got to drive those big trucks and we had a couple Corvettes on the lot I got to drive... not to mention the stupid crap we would do on the car ride back. Salary wasn t enough to live off of though.

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If I cancel a newly opened merchant account, will I be able to apply with them again and get approved? -

I recently applied for numerous merchant accounts. I was approved for 3 of them and was left with 3 working merchant accounts. I run one website and only wanted 2. If in furture, I try to apply again, will cancelling the initial account effect any decisions on my second application?

If it was for the same business name, then yes it might. If it s for a different business name, then no it should not.

why would you need more than one merchant acct, ever? - there are minimum monthly fees on each account so you are paying those twice for no reason

TARP...And what does it mean for start up businesses? -

My husband is trying to start a business, and we cannot get the funding. Is TARP Program really going to help people like us or is it going to benefit the people that already have businesses, or people who don t really need it? Everything is in line for him to start, but no bank wants to loan $150 for a great business plan.

You will need collateral to get money from the bank, if you don t have any then try venture capitalists.

How do i make some money? Im 12? -

Im 12 years old and i need to know how to make some cash. not lemonade stand.

You can do house cleaning for your parents or neighbors. You can babysit kids if the parents feel confident in trusting you. You can get a paper route.All other legally allowed work is tightly controled by labor laws.

Depends on the part of the country. I d say cut grass or shovel snow. you can also walk neighbor s pets, perhaps.

You could try a completely free home based online business.

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Can anybody tell me is there any small business which i can start from 30,000 pls help me? -

i am a student of B.A first year and these is my pocket money i saved from 1year i want 2 do some small side business also so guys please help me out..

ummm....I think catering is a good option.

You can easily start temporary tattooing or glass-etching photo frames, mugs, gift items etc within your budget of Rs.30,000. They can be done at home.Inexpensive to start.Customization always gives a good return.You will find this useful. Get in touch with this guy and ask any questions you need to know.http://sites.google.com/site/mazixindia/��Photo printing on Coffee Mugs, Ceramic Tiles, Keychains etc, Glass Etching, Airbrushing etc can be started very easily.Another advantage is that some of the equipment is common.You can start with one business and later scale it up easily.If you are interested in starting t-shirt printing at home, then check this Classified Ad at ebay.inhttp://cgi.ebay.in/ws/eBayISAPI.dll?View��

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you should try article posting from your home, this is a home based business with a upfront of Rs 15000 onetime payment with one year contract . For just doing copy pasting workhttp://www.a1infosolutions.com/articleposting.htmlWatch above link about the project details .

Dear Friend,i would suggest, you can choose to become a direct distributor in Amway corp, Check for amway in the net.this is the best thing you cna do..regds,Sragi.