Funds are stuck with PayPal until you get a bank account or use that money to buy something yourself on eBay.However, once a month you can request they issue you a check for a maximum of $500, they charge you $1.50 for this, and it takes several weeks for the check to get to you. It s a real pain, and if you don t have a local checking account you will have a hard time finding a place to cash the PayPal check unless you to go a place that charges huge fees.Open a checking account; it is the easiest way. Then they can transfer the entire balance to you for no fees and in a short amount of time.
So you do not have a debit card too? Because if you do, your debit card is linked to your checking account. They just have different account numbers. I suggest you apply for a checking account. In the meantime, you can still sell on Ebay, however, the payments you receive will just stay in your PayPal balance until you go over adding a bank account. It is a standard rule to add and confirm your bank to have a verified PayPal account. Ebay offers PayPal as a payment mode to protect both sellers and buyers.*You may also use your PayPal balance in case you want to buy something using PayPal.Goodluck.
Ebay will only allow sellers to accept payment via Paypal.