Where can I find a free business plan template thats actually free? -

It seems like they advertise as free, but they all have a catch.

SCORE ( http://www.score.org ) is a national non-profit which is part of the US Small Business Administration.They are an organization that enlists retired senior executives who volunteer their time and expertise to help aspiring entrepreneurs get a good start on opening a business, or growing one. These executives give business consultations at no charge, plus lots of material for starting a business - licensing, insurance, business law, taxes, inventory, supply chain, and cash flow projections.On their website, go to tools, and you ll find some MS Excel templates that include business plan, cash flow, break even analysis, etc. You can download them and use.All these are free without any obligation.It might also be good for you to visit your local SCORE chapter and have a consulting session with a counselor.