home owners do all the time. you must do what the building department in the city where the work is done tell you the steps they want done and in what order. Many cities are different.
If your state requires you to be licensed then you ll have to provide that info when obtaining a permit for work. Usually work that requires an inspection requires a permit.
I doubt itthe homeowner can apply for the permit and pay for it and you don t have to include it in your contract
