I own my home but might want to morgage ,due to husband having back surgury and are business is very slow .? -

what and where should we go to due this

Check the internet for rates. If you are more comfortable knowing your banker personally, go to the bank where you have a checking/savings account. Also check with local banks (versus national banks) as they frequently have better rates and lower fees than the big banks.Your ability to get the loan will be a function of:1 - your credit/FICO score,2- your income as a representation of ability to repay,3. your debt/equity ratio. This shows how much equity versus how much debt relative to the house.There are other details, but those three things drive the decision.Check out the following site for national trends on rates:http://www.bankrate.com/I have never received or applied for a loan through this site, but it has lots of useful information.