Please try to improve your language and spelling first. In one place you write merchent in another place you write murchen the correct spelling is Merchant ; you write form for from and you write clus for clues ; you write except: for accept ; you write teh for the ; you use meathod for method you write accout for account ; you write ad for as ; you write pleas for please .Anyway, there is less chance any banker will entertain you unless your sales target runs in thousands of Dollars. Go to any bank who are authorized dealers for issuing Visa or Master Cards, they will guide you with the procedure to open a Merchant Account.
If I understand your complete disregard of spelling and grammar you wish to accept Mastercard and Visa. If you ve been banned from Paypal that will be difficult. Ask at your bank