Home business Lifepath Unlimited? -

One of my clients came across this home based business opportunity.Have you heard of it ? If yes, what is your take? What questions would you ask if you were considering signing up ?

No

I would like to recommend you my home based business program that works amazing. I find correct home based business program and applied the program, then I make easy money everyday. You must have the program that works. You can find the best home based business program that worked for me. You can find more information here link below.

My take is that I wouldn t bother with it. They have not been around very long. They are not rated with the BBB, but have had 11 complaints filed. 6 of those complaints weren t even responded to.Their products are way overpriced and there is already tons of personal development stuff out there. I am a proponent of personal development, but to me this just looks like one of those direct sales companies that decided to start a direct sales company and threw in a product to make it seem legit. Then overpriced the product to pay inflated commissions. I doubt there are many customers who are not also distributors.My biggest question would be what is the customer to distributor ratio?

I wud like to explore.even its hard work - i m ready to take uo, but it shud be a legal business.my email is in my profile.can u ask ur client to contact me?

Do you need small business insurance? -

I have started a very small company with the 3 owners that is just simply computer repair. I have not even looked into insurance. Is it really needed for such a small operation? Thanks!

The question is... can you afford the risk if you don t buy it? (i.e. self-insured). Let s say you try to fix a computer but something went wrong and you fried the computer. The owner sues you for damages. Can you afford to pay? Or let s say you hired someone who decided to break customer s password to access the customer s stash of celebrity naked photos (hey, it has happened). Celebrity sues the employee, AND your company, AND all the officers/partners in the company. Can you afford to pay the damages or even just the court costs? And ask yourself realisticly: can you define and risk and, secondly, can you AFFORD the risk?

If they re salaried employees, you need to get workers comp insurance. Business insurance is an important item- it s there to protect you against things that as a small business, you can t afford to pay out.

How can Canada Post rip people off like this? -

If you send a small package to international that weighs 500g or less its about $8 but if it weighs in at 501g the price jumps to nearly $15 Isn t that rediculous? Only 1g more and it increases by $7. They defended their horrible rate calculations by saying you only really overpay for smaller parcels but with bigger parcels it saves you money. Since most small parcels are around the weight of 1lb (around 500g) they are ripping off people much more often than giving them a deal. Unfortunately they are the only reasonable postal service to choose from. Sounds like a big scam to me.

Like you ve found out, they re still cheaper than other services, so they can get away with it. To get around this, get your parcel well under 500 g. See if it can fit into a shipping envelope--it can work for books, CDs, and clothes. Or if a number of items are going to the same person, bundle it all into a bigger parcel.

How to make some serious money online...!!!!?? -

not one of those get richly scams just want to make some small bucks online and I ve got a pay pal if that help!!!

You can only obtain legitimate work from home positions from brick and mortar companies. You want to send your resume out to companies hiring for positions you are qualified for, but include in your resume that you have a home office and you wish to work remotely. Include how you have your home office set up and what equipment you already have in order for you to perform your job. These jobs are just going to advertised as jobs, they would not promote them as work at home because they would hear from too many unqualified people.

You can make money if you tried right method. I tried many method, but could not make money. I found the best method that works amazing for anyone. I make easy money using this method. You must have look right info that works. I recommend you. You can find more info from link below.

YOU can try free adsense or yahoo publisher acoounts or click bank affiliate and others that are free you wont get rich from any of them but in time YOU will be making enough to stop working for others ! many are making 3 - 5000 a Month right now !

Starting A Company Questions? -

I am looking into starting a company. I am currently in Full Time Employment and I intend to remain in Full Time Employment whilst I operate the company. The company is a weekend thing that can only be operated at the weekend. What I need to no is: How does tax and national insurance work?Are there any restrictions on being in Full Time Employment and Owning a Company?What kind of records do I need to keep?Can petrol be of set in expenses?Thanks

First you need to decide what type of company to set up.If you are providing a service to someone - eg plumber, gardener, mechanic etc you should be a sole trader, you will not need to notify Companies House, nor deal with any administrative or accounting requirements which are required of limited companies.You must register with HMRC as self-employed, even if you already send in a tax return. The advantages are that you can carry on using your personal bank account as your business account. Essentially, your business income is counted alongside your existing personal income, so the accounting side of your business will be very straightforward. But, you will be personally liable for any debts you incur in the running of your business which you wouldn��t be liable for under the limited company route. Self employed people are also liable for Class 2 NI contributions (currently ��2.40 per week: 2009/10 Tax Year).In terms of accounting, you will need to submit an annual self assessment form to HMRC annually.A Ltd company...is more complicated, you ll have to register your company with Companies House (an accountant/solicitor/specialist broker can do this for a one-off fee of ca ��150). Essentially this looks more official and gives you personally greater protection against bad debts. Tax wise you pay class IV and corporation tax and the rest you can pay (after expenses etc) as a dividend. So you ll pay less tax, but the accountancy side is more exacting and annual accounts will need to filed annually and you ll likely need a qualified accountant, so that will cost more. There are also partnerships and limited liability partnerships which are variations on the above. As regards being in full time employment and owning a company, first if you are working for someone else consult your work contract - they might not allow it, in which case you can set up the company in the name of a spouse, parent or similar. You are best off getting an accountant to answer the technicalities of this though.What records...all cash in and all going out - book-keeping plus related business expenses - whether professional services, parts, post, stationery etc. Essentially a record of everything you spend on the company. Keep any information and documents that you may need to help you fill in your tax return or to make a claim. If you lose a few receipts don t worry - especially if they are for minor amounts, but don t of course go claiming for stuff that is not relevant to your business. Petrol...you can charge 40p per mile for the first 10,000 miles and 25p per mile thereafter, in any one tax year. But going to/from home your place of work is not business mileage. Essentially keep a log of where you went and when and the mileage.If your t/o is above ��67,500 you ll have to register for VAT and keep records for that too. Lastly, in my experience provided that you file accounts in good order and don t make too many mistakes HMRC are unlikely to hassle you - there are more than enough tax cheats out there to worry about whether a small businessman has claimed a few receipts illegally.

I run a small business and find that calling the IRS or government tax office to be very useful. They can give you a better idea of details.I don t think there are restrictions on working while running a business, in fact many financial institutions might be more willing to help you out if you are.You need to keep meticulous records. There are programs like Quickbooks that are an asset to any business. You might also want to hire an accountant and/or business manager.Not too sure on the last part. I would again ask your local government tax office for that type of detail.

before you start you need to construct a robust business plan and keep perfect records of all income and all expenses as this is what your tax will be based on.My husband is self employed and pays his N.I. by standing order as a percentage of his gross earningspetrol can be an expense if you use a vehicle in the running of the business

If your serious about owning your own company, even a small one, there are three things you need; an accountant, a lawyer and a banker. That doesn t mean you have to spend thousands, but without them, your opening yourself to major problems.And you ll get much better advice than you will on a website.

The citizens advice bureau will give you paperwork telling you all you need to know about starting a business free of charge .Personally i would start the business keeping a good percentage of the profits in a safe place and wait for the gov vultures to inform me how much protection money they wanted to allow me to stay in business .

Yes you can do both as long as you declare your full earnings at the end of the year. An accountant would be able to answer all of these questions properly

you can do both.you need to keep a money log that covers everything you do IE how much you spend, how much you earn, how much goes into product, how much is bills for the company such as storage etc.. and profits.this will help you at the end of each month and the end of the year. would be nice to know your making money i mean what if you spend $500 running the company but only take in $480 at the end of the month well thats not good is it you might want to track that etc..taxes at the end of the year will be a pain without records.you will be filling 1099 more than likely and that means you need to save about 30% of what you earn so that you can pay taxes at the end of the year. hey you can take that 30% and invest in short term cd s or other short term municipal bonds etc... hey if you have to save it why not make some money off it.the key here is save that 30% because the last thing you want is to do taxes at the end of the year and be told you owe the irs $7k and not have it. what would be nice is to have that 7k in the bank and have earned say another 800 off investments and then be told you only owe $3500. even if you owe 7k you still have the 800 in your pocket. get a website and have it SEO d (search engine optimization) even if just for regional seo. web advertisement is so much cheeper and efficient than dong paper advertisement.also depending on the company you work for you might need to look into a no compete clause. IE you work for verizon but want to sell sprint cellphones on the weekends from you mall cart.

People who are good shoppers... Or are good w/ guitars please? -

I have ��150 from my birthday. This guitar I want is ��139, I already have a guitar (a black blast) the guitar I want is a westfield SG replica. Should I get it? Or save up my money? I want a watch too, I am defiantly getting the watch though. So people what should I do? Thanks-spud

You should save up more and get a genuine, original guitar. Stratocasters and Telecasters are good, but they have to be original Fender made in USA or at least made in Mexico. Forget the replicas and made in China stuff. They are low quality and dont last, don t stay in tune, and the neck is not strong or straight.

Does anyone know a legit work-from-home company? -

I am a new mother and would really like to stay at home withmy daughter but it seems like all the work from home positions are scams and want you to pay up front. Any advice?

First and foremost- congratulations with your new little one.So many are scams. When my wife and I had our first we decided that I would stay home and raise our daughter (she has the better job, benefits, etc). I immediately started looking for work from home, I was pretty stand offish on most offers because of the old adage- if it sounds to good to be true... Not sure where I got the idea, but somehow I checked the BBB on one of the companies I had looked at a few times, and I saw what they said about them. I called the representative back that I had spoken to and signed up. Couple months have passed and I am so glad I did what I did, I love what I do, and I can see the change in myself and my home. I like the company, I like the free support, and free training. If you want- if you are interested, send me an email and I will forward you the contact information and you can check it out for yourself.Good luck,Guard5a

I work from home and started for FREE! I take surveys and make money everyday. I get paid monthly through direct deposit but you can choose to have the check mailed, direct deposit or paypal. Right now they are running a bonus sign up FREE and get $5 credited to your account. Give it a shot what do you have to lose right?

Are you interested in a stay at home retail job? I know of some companies that are very successful, and I know people who work for these companies who are very successful retailers. A lot of companies with retail workers do ask for a small fee to get started, but they still aren t scams. It is tough to find the legit ones on the internet though. I personally got involved with one company and had to pay a small setup fee, but since then, I made it all back and more by selling. Feel free to email me. kookykatie2002@yahoo.com. Good luck finding what you re looking for!~Katie~