What is the best way to get a start-up loan if you need it to purchase the equipment to start the business? -

Are there loans to purchase the equipment needed to even begin the business, without taking out personal loans or borrowing against your home?

Let s start with this: forget banks. Banks historically don t like to lend to small companies without several years of operating experience. And in this economy, the environment has become even tighter, as banks are trying to clean up their own balance sheets and refusing to lend even to companies who might have been great opportunities in the past. So, while there are a few loan programs out there through the SBA and such, my suggestion would be for you to connect with suppliers, especially the manufacturers of the equipment to determine if they would be willing to become a partner in your venture. Since they have a vested interest in having you as a customer, many businesses are looking for creative ways to finance growth. When I was in the magazine industry, we were able to get fine credit terms from our printer, as they were eager to have us as a client. Those are the first calls I d make if I were in your shoes.

Good day to you, We are a registered financial company which grant loans to all individuals.We also deal on the sales of gold. We give out loans ranging from Home loans, Auto Loans, Mortgage loans, Business Loans, International Loans, Personal Loans,etc.Contact us today if you are interested in the loan. Mr. Frank Smith.Contact E-mail:ultimate.lenders@yahoo.com14 Cabot Square,Fulham,London,United Kingdom Tel Num: +447045723089.

if the business is new - the only loan you will get is going to have to be personally guaranteed or will require collateral like home equity and if you are not willing to share the risk with the bank, why would they help you? A business plan is almost a requirement also

Hello Dear,I saw your question and I decided to inform you on how i got my loan credit from Ultimate Lenders. I am Mrs. Rose Smart, six months ago my only son took ill, he wasdiagnosed of a heart disease, i was told by the insurance company, thatmy insurance won t cover my sons medical care.As a mother, i was devastated, owing to the fact that i just lost my husband a few years ago, so i started looking for money, because myjob was not paying enough to cover my son s bill, i looked for help fromfamily and friends but there was non coming, i went to the bank and was told that, they could not grant me a loan, because i had nocollateral.Finally, just as i gave up hope on lenders on the Net because ofscams, i met a lady chaitu from China who told me of Mr. Frank Smith, i tried him and he gave a loan for $80,000usd, today my baby boy is doingwell, i am not telling you this for you to feel sorry for me, rather iam telling you so that you can help me thank him and if you are ever in need of a loan you can contact him via e-mail:ultimate.lenders@yahoo.comThanks for reading my testimony, and God bless all the good people.Best regards,Mrs. Rose

Can I operate 2 different business parallels under one single company? -

If I open a business, called Company AAA, can I legally operate 2 kinds of business under the same company?I want to open a technology services company and a medical billing company. The technology company will implement and support medical billing software and other office technology services for other companies, they re kind of aligned but still 2 different lines of business.Can I still operate these 2 business under one single company? This would help me save money to start up my business.Any other suggestions?

If you re thinking of forming a corporation or LLC you can form one and then have two different fictitious names owned by the legal entity, which would be the corporation or LLC.

sure - just make them divisions of the same company - as for multiple Fictitious Names - that s another matter and that will cost you money

Is store4all.mybisi.com a trustable website? -

I wouldn t even bother if I were you. I actually tried buying an ipod touch from the website last week and today I sent them a pretty angry e-mail. Communication sucks, things with them seemed suspicious, and my transaction was declined because ..seller provided completely different details to us therefore; we are not accepting their account with Paymate. (I paid for the item using my debit card through Paymate, and they asked me if I could please advise them what product I was purchasing and from which website, because the seller was new to Paymate and they just wanted to ensure that all their security checks were completed to protect me.)Anyways, after being declined , I sent them an e-mail saying what all happened, that they are scam artists, and I wasn t buying **** from them. Btw, when I received e-mails from them, they were sent by someone named Jonathan Palmers whose e-mail is books4now@live.com. But on the last e-mail, I was sent this: Sorry credit card payment is temporally out of serviceand your funds will be refunded back to your card if you want this product please mail me your paymentPlease made your payment to Blase Pendarovskiand my address isBlase Pendarovski14781 memorial dr.suite 1242Houston . TX 77079Personal check, cashiers check, money order or cash is fine.Please e-mail me if you have any questions Plus, in Paymate, the e-mail admin4u@catholic.org was being used. I dunno, I feel dumb for not doing my research. I m just glad they didn t get away with my money.

I was just looking into that myself and found this site http://www.bustathief.com/scammed-by-store4all/ . It looks like someone else was scammed by the runner of the website. I am planning to stay clear. I also found the Blaze Pendarovski mentioned in that guy s article on a listing of know internet scam artists. Hope this helps.

Is there a good work at home co.? -

You need to send your resume out to real jobs you are qualified to do. In your cover letter you need to state that you wish to work remotely, from your home office. LOTS of companies, especially in CA operate this way. They usually provide transportation for you to come in for an interview and for you to attend company meetings a few times a year, but otherwise everything is done online

No, there isnt..They all exploit you and are mostly ripoffs....

How do you come up with a brand name? For a website AND/OR clothing line specifically? -

I have a lot of ideas that come and go in my head but i m afraid they are either already taken, not catchy enough, too hard to spell, or i dont like them enough to live with them for ever. HELP! How do you choose?

There are a number of ways to do this, and the one (or more) you choose really depends on your background, experience and attitude.If we re talking about an online business, I can think of a few guidelines you might want to follow:1. Get personal. Really think about why you are willing to devote your time and effort to this business. For a fashion blog, what really revs your engine about fashion? Is it the colors (ex: Hue Cry), the wild designs (Couture Clash) , the glamor associated with the industry? Putting a piece of yourself into your name will make it much easier to live with.2. Look around. What region of the country do you live in? Will your store reflect it? Words like Urbane, Burghal or Civil might work for an urban look. Rustic, Idyllic or Sylvan might work for a rural look.3. Differentiate. Do you have something unique to offer? If so, make sure to emphasize that. Now, since you already have a lot of ideas, try putting the name you re thinking of in quotes and looking for it a search engine. (I m sure there s one around here somewhere... ;) ) Count the results. If you get more than 100, try something else. Especially try another if you see the .com domain is taken. Net, Org and Tv domains suffer seriously from differentiation issues.And be sure to take advantage of your closest resource, your friends and neighbors. Get their advice. Most of them will be supportive of your ideas, but take their advice with a grain of salt. They won t want to hurt your feelings. After all, they have to see you regularly...One more thing I can think of: Take advantage of the resources from the Small Business Administration. They have online resources that can help you establish and grow your new business. Also, check out the other websites listed below for more advice.Good luck!

How do you create your own invention when you dont have money, or supplies? -

I have a great idea, i just don t know how to start. I don t want to go overboard with my money, and I m going to put my budget at $100 to make a prototype. How can I get supplies for cheap?

Creating a new product from scratch, working through design iterations, starting a business, and finally putting the product in the marketplace to sell is a very difficult process. I m an engineer and have started a number of product based businesses; my first few tries were not successful.Every year tens, probably hundreds of thousands of people come up with great ideas, but very very few actually make it all the way through to selling their idea. Because you don t have much money to start, making a cheap prototype will be tough, but it s definitely doable. Not sure what type of product you re thinking about (and I d suggest NOT telling anyone about it, especially prospective investors or other business people, without having them sign a non-disclosure agreement), but try going to junkyards, friends, even stores that carry the supplies you need and ask them if they have anything old/used for sale.Making the prototype is the easiest part....the real work comes in refining the design, starting a business to sell the product (a ton of paperwork, taxes, legal considerations etc), possibly applying for a patent, marketing, and finally at the very end taking in revenue.The best advice I ve heard and can give is don t give up, go for it, it will be worth it in the end. Shoot me a message, I m more than happy to give more advice....and if it s a really really good idea, maybe some investment capital!

Without a general idea of the product, tough to know where to send you for materials. Lego can work for a model.Wood, plastic, and metal stock are available at building supply places.Hobby stores if the items are smaller.You can also buy existing items, and cannabilize the parts. For example, if you need a small motor, buy a motorized toy car, instead of building a motor. You will not be patenting the motor anyway.

find an entrepreneur that believes in you often you can give up part of the company or idea for some start up capital

just be creative and find substitutes for what you cant afford

Can you answer these questions to help me with my business plan? -

i have to do a business plan for my economics class and i made up three questions to help me decide. the business i want to open would be an automotive customization service.A. When are you most likely to utilize this service?B. How much are you willing to pay (an hour)?C. How long are you willing to wait for your car to be finished?thanks a ton!

A) I would rarely need this serviceB) $50-60 per hourC) 4-5 business days