Great questions.Buying an existing business is a good idea because you already have existing clients. But always buy on the idea of what you can do to the business to make in grow - think of the future.Building one takes a lot longer but is less costly - unless you can make a deal with the owner to pay for the business over time. This is a time vs money argument. You can always make more money, you can t make more time...The first place to start is a business plan. Then a marketing plan. These two things will help you in what you want to achieve.I could keep writing, but check out the Source. It ll have a lot of what you need right there.Randy
You can get sba financing with decent credit.http://www.borregospringsbank.com/sba_express.asphttp://www.superiorfg.com/main/Default2.aspxAs long as you turn in all your paperwork it takes about 2-3 to get money directly deposited into your bank account. There is a fee but it is only paid if you get funded. No money no fee!
The small business adminastration offers a free or low cost micro enterprize program (1 night a week 3hrs for 10 weeks) ,when finished you qualify for a loan up to $25,000.also contact SCORE for a mentor to help you.Hope this helps?It will!!!